What RSA SA H&W Policy will check the usage of all memory, physical and swap?

[AaronFuhrman1]

The potential options for such a policy might include 'Total Memory', 'Used Memory', and 'Memory Utilization'.

I need it to Alert when all memory, physical and swap, has been used up by 90%.

[TomaNikolov]

And when we have those alerts - like High Swap Utilization for our component,  what are the actions steps we need to perform to lower it down?